Unlock the Hidden Wealth in Your Mortgage with
"Rental Cash Damming"
Quick explainer video shows you how the "Rental Cash Damming" strategy
can be a game-changer for your financial goals.
Unlock the Hidden Wealth in Your Mortgage with
"Rental Cash Damming"
Quick explainer video shows you how the "Rental Cash Damming" strategy
can be a game-changer for your financial goals.
Client Success Stories
Mia: Mortgage Free In
12 years
Instead of 30
John: Tax Refund
$80,050
Janice: Mortgage Free In
19 years
Instead of 25
7-Minute Explainer Video
Discover how Rental Cash Damming can dramatically build your wealth
Is Cash Damming for You?
Property Ownership Requirements:
Property Must Be Owned in Your Personal Name
Own a primary residence with a mortgage
Own a second home (e.g., cottage, investment) with a mortgage
Rental Income Source:
Have a rental property generating rental income,
or have a secondary unit in your primary residence generating rental income.
If you do not currently have rental income, you must:
* Qualify to purchase a rental property, or* Qualify to add a secondary unit to your primary residence
Mortgage
Structuring:
If your existing mortgage is not structured correctly for Rental
Cash Damming, you must: Qualify with a bank to restructure
the mortgage appropriately.
7-Minute Explainer Video
Discover how Rental Cash Damming can dramatically build your wealth
Is Cash Damming for You?
Property Ownership Requirements:
*Property Must Be Owned in Your Personal Name
*Own a primary residence with a mortgage
*Own a second home (e.g., cottage, investment) with a mortgage
Rental Income Source:
Have a rental property generating rental income,
or have a secondary unit in your primary residence generating rental income.
If you do not currently have rental income, you must:
* Qualify to purchase a rental property, or* Qualify to add a secondary unit to your primary residence
Mortgage
Structuring:
If your existing mortgage is not structured correctly for Rental
Cash Damming, you must: Qualify with a bank to restructure
the mortgage appropriately.
Next Steps
Before booking a call, please watch the video above to make sure cash damming is for you.
01
Complimentary
Introductory Call
We’ll collect the necessary information needed to determine how quickly you can pay off your mortgage and calculate your tax savings.
02
Numbers Presentation
During this complimentary strategy call, you will receive your estimated mortgage freedom date and how much income tax you will save.
03
Commitment + CPA Reviewed Plan
If you decide to move forward, this is when you’ll pay the consulting fee. We’ll ensure that every detail of your strategy is tailored to your needs and compliant with CRA regulations.
04
Implementation
Your rental cash damming expert will guide you through every step of the implementation process to ensure everything is set up correctly. We’ll also be with you for three months after implementation to make sure you’re on track.
Ready to get started?
Next Steps
Before booking a call, please watch the video above to make sure cash damming is for you.
01
Complimentary
Introductory Call
We’ll collect the necessary information needed to determine how quickly you can pay off your mortgage and calculate your tax savings.
02
Numbers Presentation
During this complimentary strategy call, you will receive your estimated mortgage freedom date and how much income tax you will save.
03
Commitment + CPA Reviewed Plan
If you decide to move forward, this is when you’ll pay the consulting fee. We’ll ensure that every detail of your strategy is tailored to your needs and compliant with CRA regulations.
04
Implementation
Your rental cash damming expert will guide you through every step of the implementation process to ensure everything is set up correctly. We’ll also be with you for three months after implementation to make sure you’re on track.
Ready to get started?
Advanced Mortgage Strategies to Build Wealth Faster
At Wise Capital we don’t just manage mortgages—we optimize them to save you six figures.
Learn proven strategies to reduce taxes, accelerate debt repayment, and grow your net worth. When you’re ready, our expert partners can implement them for you.
Unlock $100,000+ in Tax Savings with Rental Cash Damming
A CRA-approved strategy for rental property owners:
Restructure your mortgage
for maximum tax efficiencyRedirect rental income flow
to unlock large deductionReceive substantial tax refunds—then reinvest them to pay down debt faster
FAQ
How do I see results?
Watch our 7-minute mini course to discover how Cash Damming could put thousands back in your pocket.
Is this available in every province?
Cash damming is a recognized and approved strategy across Canada. Available in all provinces.
Why isn't everyone doing this?
Surprisingly, this strategy remains under the radar—even among professionals like accountants, mortgage advisors, and retail bankers. While some accountants may understand the tax rules, they often aren’t equipped to guide clients through the practical steps. That’s exactly why we’ve teamed up with a Certified Professional Accountant: to make sure you get expert guidance on both the financial and implementation sides of the process.
If we have an AirBnB property, can we use this as the rental income source?
Technically, it's possible. But short-term rental income, like from Airbnb, comes with uncertainty due to shifting government regulations and policies. To keep your Cash Damming strategy secure and future-proof, we usually recommend not depending on this type of income. Stability is key when building a long-term plan.
647-638-6358
www.wisecapital.ca
15 Gervais Dr, Suite 310, North York, Ontario, M3C 1Y8
© 2025 WISE CAPITAL - All Rights Reserved,
647-638-6358
www.wisecapital.ca
15 Gervais Dr, Suite 310, North York, Ontario, M3C 1Y8
© 2025 WISE CAPITAL - All Rights Reserved,